Exux Group · Health Insurance
Protect Your Health, Protect Your Wealth
Because protecting your health is the most important investment you will ever make.
Medical emergencies arrive without warning. A robust health insurance policy stands between your family and catastrophic out-of-pocket costs — and Exux Group helps you select the policy that genuinely protects, not the one that simply sells.
What it covers
Comprehensive coverage, end to end
From cashless hospitalisation to recovery costs, ambulance, day-care procedures and even alternative treatments — our curated plans cover the full arc of a medical event.
Cashless Hospitalisation
Pay nothing upfront at thousands of empanelled network hospitals across India during covered treatment.
Pre-Hospitalisation
Diagnostic tests, consultations and investigations done before admission are reimbursed under your plan.
Post-Hospitalisation
Follow-up consultations, medicines and recovery costs incurred after discharge are covered.
Ambulance & Emergency
Reimbursement for emergency vehicle services so you never delay critical care over cost.
Annual Health Check-up
Free preventive check-ups under select plans so health issues are caught before they escalate.
AYUSH & Alternative Care
Select plans cover Ayurveda, Homeopathy, Unani and Yoga-based treatments alongside allopathy.
By the numbers
Where your hospital bill actually goes
Where your hospital bill actually goes
Typical break-up of a covered hospitalisation claim in India
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Room & ICU chargesCapped to plan limits30%
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Surgery & procedureSurgeon, anaesthetist, OT28%
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Medicines & consumables18%
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Diagnostics & testsPre + during admission12%
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Doctor consultations7%
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Ambulance + post-carePre/post-hospitalisation5%
Indicative split based on industry claim averages — actual mix varies by hospital, city and medical condition.
Why borrowers & families pick Exux
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Best-in-market pricing across multiple insurers
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Minimal documentation, fully digital onboarding
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Hand-held claim settlement support
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Section 80D tax benefit on premiums paid
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Curated panel of India's top health insurers
Who is it for?
Health insurance is essential at every life stage — from young professionals to growing families and senior citizens.
- Individuals aged 18 to 65 (entry age) — lifetime renewability available
- Family floater plans for spouse, children and dependent parents
- Senior citizen plans with age-appropriate features and benefits
- Coverage available for newborns from day 1 (under select plans)
Identity & Age Proof
- PAN Card
- Aadhaar Card
- Birth Certificate (if applicable)
- Passport / Driving Licence / Voter ID
Address & Other
- Aadhaar / Passport / Ration card
- Recent electricity or telephone bill
- Recent passport-size photograph
- Pre-policy medical reports (if requested by insurer)
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