Exux Group · Home Loan

Turning Your Dream of Homeownership into a Tangible Reality

22+ banking & housing finance partners. Tenures up to 30 years. 80–90% financing.

Exux Group partners with over 22 leading banks and housing finance institutions across India to bring you mortgage solutions evaluated, compared and presented with full transparency — so you always choose the loan that best serves your interests.

22+
Lender Partners
30 Yrs
Max Tenure
80–90%
LTV Available
48–72h
In-Principle Approval

What it covers

What can your home loan be used for?

From buying a ready flat to constructing on your own plot, renovating an existing home or investing in commercial property — a single facility can address most property ambitions.

Ready Flat or House
Plot Purchase
New Construction
Renovation & Extension
Commercial Property
Balance Transfer

Key Advantages

Why borrowers choose Exux Group

Income Tax Deductions

Up to ₹2L on interest u/s 24(b) and ₹1.5L on principal u/s 80C.

Balance Transfer

Move to a lower-rate lender and save substantially on remaining tenure.

Tenures up to 30 Years

Industry-leading repayment horizons reduce monthly EMI burden.

Structured EMI

Predictable monthly schedule keeps your budget unstrained.

22+ Lender Network

Genuine choice and negotiating leverage across banks and HFCs.

Compliance-First

Title diligence, sanction transparency and post-disbursement clarity.

Plan with clarity

EMI calculator & rate benchmarks

EMI Calculator

Estimate your monthly outflow in seconds.

Monthly EMI

₹44,186

Principal

₹50,00,000

Total Interest

₹56,04,529

Total Payable

₹1,06,04,529

Indicative figures. Final EMI depends on lender, profile and credit score.Get my real rate

Indicative Rate Bands

Interest spreads across lender categories (% p.a.)

Public Sector Bank8.4% – 9.8%
Private Bank8.6% – 10.5%
Housing Finance Co.9% – 11.5%
NBFC9.5% – 13%

Rates depend on loan amount, tenure, fixed vs floating choice and the prevailing RBI repo rate. Source: indicative market data.

Who is eligible?

Salaried and self-employed applicants with steady income, supporting bank statements and a healthy credit profile.

  • Salaried: 21 – 62 years of age
  • Self-employed: typically up to 65 years
  • CIBIL score 700+ for best rates
  • Stable income and bank statement record
  • Clear property title and approvals

KYC & Income Documents

  • Identity: Aadhaar, Passport, DL or Voter ID
  • Address: Utility bill, Voter ID, rent agreement or bank passbook
  • Most recent salary slips (salaried)
  • Last 6 months' bank statements
  • Latest Form 16 / ITR

Property Documents

  • Sale agreement / allotment letter
  • Title deed and chain of ownership
  • Approved building plan
  • NOC from relevant authority
  • Property tax receipts (if applicable)

Curated Lender Network

Our Banking Partners

We compare offers across India's leading public sector banks, private banks and NBFCs — so you get the best rate, eligibility-fit and disbursal speed in one place.

Make homeownership a milestone, not a struggle.

Compare 22+ lenders side by side and lock the most favourable home loan terms — with Exux Group handling the journey from application to disbursement.