Exux Group · Machine Insurance
Shield Your Operations From Costly Breakdowns
Because every hour of downtime costs you — protect both the machine and the margin.
Machinery breakdown is more than a repair bill — it disrupts production, delays orders and erodes client trust. Exux Group's machinery insurance covers both physical reinstatement and the revenue impact of operational shutdown.
What it covers
Tailored to your industrial reality
Coverage is custom-built around your machine portfolio, age profile and operational environment. From CNC lines to boilers and electronic control systems — we structure cover that actually pays out when it matters.
Mechanical Breakdown
Covers loss or damage to machine components due to internal mechanical failure during operation.
Electrical Failures
Damage caused by electrical short circuits, surges and electrical breakdowns is covered.
Accidental Damage
External physical damage to machinery and plant during normal operation, testing or maintenance.
Business Interruption
Compensates for lost revenue during the period your business is shut down due to a covered breakdown.
Airfreight & Customs
Ancillary costs for expedited part procurement, customs duty and skilled labour are reimbursed.
Maintenance Discounts
Premium reductions for businesses with strong preventive maintenance and safety protocols.
By the numbers
What a major breakdown actually costs
What a major breakdown actually costs
Cost composition of an unplanned industrial machinery failure
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Lost production revenueBusiness interruption40%
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Spare parts & replacements22%
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Skilled labour & OEM service14%
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Airfreight / expedited logistics10%
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Penalty for delayed delivery8%
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Customs duty (imported parts)6%
Direct repair is typically less than half the true cost of a major breakdown — interruption losses are the silent killer.
Why borrowers & families pick Exux
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Multi-insurer quote comparison for MSMEs
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Underwriting tailored to your industry
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Dedicated commercial claims handler
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Help with sum-insured & valuation reports
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Bundling discounts with fire & liability covers
Who is it for?
If your business depends on machines, your business depends on machinery insurance — at every scale of operation.
- MSMEs, mid-market and large industrial enterprises
- Manufacturing, processing, packaging and assembly units
- Owned, leased or hire-purchased equipment
- Both new and used machinery (with valuation report)
Business Documents
- GST registration & PAN of the entity
- Udyam / MSME registration (if applicable)
- Latest 2 years' financial statements
- Factory licence / shop establishment certificate
Machinery Documents
- Itemised list of machines with make, model, year
- Original purchase invoices or valuation report
- Recent maintenance / service records
- Photographs of installed equipment
Curated Insurer Network
Our Insurance Partners
We compare quotes from India's most trusted general and life insurers — so you see the best price, the best coverage, and the best claim record in one place.
Protect your machines. Protect your margins.
Talk to our commercial insurance team to design a machinery cover tailored to your operations.