Exux Group · Life Insurance
Secure the People Who Depend on You
Life insurance isn't a transaction — it's an act of love, responsibility and foresight.
A life insurance policy ensures that even in your absence your family can continue to live with dignity, meet obligations and pursue their dreams. Exux advisors take a holistic view of your income, liabilities and goals to recommend the right cover.
What it covers
Term, savings, retirement & ULIPs — all under one roof
Life insurance is a dual-purpose instrument combining protection with wealth creation. We help you balance pure cover with savings, market participation and retirement income.
Pure Term Cover
High sum assured at low premium — the most efficient way to protect your family's financial future.
Savings & Endowment
Disciplined long-term savings combined with life cover and guaranteed maturity benefits.
ULIPs (Market-linked)
Combine life cover with equity and debt investing to build wealth over the long term.
Pension & Annuity
Build a retirement corpus that pays you a regular income through your golden years.
Critical Illness Rider
Lump-sum payout on diagnosis of cancer, cardiac events, kidney failure and other major illnesses.
Accidental Death Rider
An additional sum assured paid to your nominee in the event of accidental death.
By the numbers
How a smart life cover should be allocated
How a smart life cover should be allocated
An ideal protection mix for an Indian household earning ₹15L/yr
-
Pure Term CoverThe protection backbone55%
-
Critical Illness Rider15%
-
Retirement / AnnuityLong-horizon corpus15%
-
ULIP / SavingsGoal-based investing10%
-
Accidental Death Rider5%
Indicative allocation only — your advisor will personalise the mix based on age, dependants, liabilities and goals.
Why borrowers & families pick Exux
-
All major Indian life insurers under one roof
-
Best-in-market premium across products
-
Fast issuance, minimal paperwork
-
Dedicated claim assistance for your family
-
80C deduction + 10(10D) maturity benefits
Who is it for?
If anyone depends on your income, life insurance is non-negotiable — and the cheapest day to buy it is today.
- Indian residents aged 18 to 65 (entry age varies by product)
- Salaried professionals, business owners and self-employed
- Anyone with financial dependants — spouse, children, parents
- Loan borrowers seeking to protect EMIs against unforeseen events
Identity & Age Proof
- PAN Card
- Aadhaar Card
- Passport / Driving Licence / Voter ID
- 10th / 12th mark sheet or birth certificate (age proof)
Income & Medical
- Latest 3 salary slips OR ITR for self-employed
- Bank statements (last 6 months)
- Medical examination reports (if required)
- Recent passport-size photograph
Curated Insurer Network
Our Insurance Partners
We compare quotes from India's most trusted general and life insurers — so you see the best price, the best coverage, and the best claim record in one place.
Find the right life cover for your family
Get a side-by-side comparison from India's leading life insurers in minutes.