Exux Group · Personal Loan
Instant Access to Funds — For Every Financial Need That Matters to You
Loan amounts up to ₹30 lakhs. Same-day in-principle approvals. Tenures up to 7 years.
EXUX Group's Personal Loan is built for moments that demand immediate, accessible funding without collateral, lengthy approvals or restrictive conditions — one of the most borrower-friendly credit products in the Indian market today.
What it covers
Complete freedom of use — no end-use restrictions
Unlike asset-specific loans, a personal loan offers complete freedom of use. No restrictions on how you deploy the funds, no requirement to justify the end use, and no collateral to arrange.
What it covers
Why borrowers choose Exux Group
Fully Unsecured
No collateral, no guarantor and no asset pledge required.
Fast Disbursement
Funds credited within 24–48 hours of document verification.
Score-Driven Approval
Strong credit history unlocks quicker processing and competitive rates.
Fixed EMI Structure
Predictable monthly outflow throughout the entire tenure.
Tenure Up to 7 Years
Calibrate repayment to match your income and lifestyle.
Tax Benefit Potential
Eligible end-uses like home renovation may qualify for deductions.
Plan with clarity
EMI calculator & rate benchmarks
EMI Calculator
Estimate your monthly outflow in seconds.
Monthly EMI
₹16,607
₹5,00,000
₹97,858
₹5,97,858
Indicative Rate Bands
Interest spreads across lender categories (% p.a.)
Rates vary by CIBIL score, income level and employment profile. Source: indicative market data.
Who is eligible?
Salaried employees, self-employed professionals, business owners and individuals with a regular, demonstrable source of income.
- Age 21 – 60 years
- Stable employment / business
- Net monthly income ≥ ₹25,000
- Good repayment history
Documents — Salaried
- Identity proof: PAN, Aadhaar, Passport, Voter ID or Driving Licence
- Address proof: Utility bill (under 3 months) or government-issued document
- Latest salary slips with 3 months' bank transaction history
- Bank statements for the preceding 3 months
- Form 16 and/or salary slips
- Two recent passport-sized photographs
Documents — Self-Employed
- KYC documentation: Identity and date-of-birth proof
- Residential proof: Passport and last 3 months' utility bills
- Income proof: Last 6 months' bank statement
- Office address proof and ownership documentation
- Latest ITR and computation of income
- Business registration / GST documents
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Our Banking Partners
We compare offers across India's leading public sector banks, private banks and NBFCs — so you get the best rate, eligibility-fit and disbursal speed in one place.
Don't put life's important moments on hold.
Connect with Exux Group today and get a personalised loan offer within hours — across multiple lenders, at the most competitive rate you qualify for.