Exux Group · Machine Loan

Upgrade Your Production Capability — Without Compromising Your Working Capital

Up to ₹50 lakhs. Disbursal within 72 hours. New, used or upgrade — collateral-free options available.

Exux Group's machinery finance removes the capital barrier that holds businesses back from the technology upgrades they need — structured around your cash flow, growth projections and repayment capacity.

₹50 L
Max Loan
72 Hrs
Disbursal
9.5–12.5%
Indicative Rate
MSME
Friendly

What it covers

What machinery finance can be used for

Whether you are buying a new production line, acquiring refurbished equipment, upgrading existing plant or expanding capacity — we structure the facility around the asset.

New Manufacturing Machinery
Pre-Owned / Refurbished
Technology Upgrade
MSME Equipment
Capacity Expansion
Specialised Equipment

Key Advantages

Why borrowers choose Exux Group

Up to ₹50 Lakhs

Structured to match your production investment scale.

Asset-Specific Tailoring

New, used or upgrade — facility shaped around the machinery itself.

Collateral-Free Options

For qualifying applicants — no need to pledge personal property.

Transparent Structure

No concealed charges or surprise fees in your sanction letter.

72-Hour Disbursal

Funds released within 72 hours of successful document verification.

Cash-Flow EMIs

Repayment schedules designed around revenue cycles and seasonality.

Plan with clarity

EMI calculator & rate benchmarks

EMI Calculator

Estimate your monthly outflow in seconds.

Monthly EMI

₹64,614

Principal

₹25,00,000

Total Interest

₹6,01,463

Total Payable

₹31,01,463

Indicative figures. Final EMI depends on lender, profile and credit score.Get my real rate

Indicative Rate Bands

Interest spreads across lender categories (% p.a.)

Public Sector (Secured)9.5% – 11.5%
Private Bank10% – 12.5%
NBFC / Equipment Financier11% – 15%
Used Machinery12% – 16.5%

Final rates vary by quantum, tenure and borrower's credit/business profile. Source: indicative market data.

Who is eligible?

Individual business owners, traders, manufacturers and registered MSMEs with verifiable financial activity.

  • Age 21 – 55 years
  • Business in operation ≥ 3 years
  • ITR filed for ≥ 1 financial year
  • Owns at least one residential/commercial property
  • Satisfactory credit score

KYC & Business Documents

  • Identity proof: PAN, Aadhaar, Passport, DL or Voter ID
  • Address proof: Aadhaar, utility bill, ration card, Passport or Voter ID
  • Sales/purchase bills or financial statements (3 years minimum)
  • Business KYC: firm registration, GST certificate, etc.
  • Certified bank account statements (last 12 months)

Curated Lender Network

Our Banking Partners

We compare offers across India's leading public sector banks, private banks and NBFCs — so you get the best rate, eligibility-fit and disbursal speed in one place.

Don't let outdated machinery limit your production potential.

Speak to Exux Group's equipment finance advisors and get funded within 72 hours.