Exux Group · Vehicle Loan

Drive Your Ambition Forward — With Financing That Keeps Pace With You

Cars, two-wheelers, light commercial vehicles, trucks — new and pre-owned.

Exux Group facilitates vehicle loans across personal and commercial categories, including pre-owned vehicles up to 15 years from original registration — all with competitive rates and a documentation-light process.

New & Used
Both Eligible
≤ 15 Yrs
Used Vehicle Age
Multi-Lender
Comparison
Fast
Disbursal

What it covers

From a personal car to a full commercial fleet

We finance every category of vehicle — for everyday transport, business operations or fleet expansion — across new showroom purchases and certified pre-owned options.

Personal Cars
Two-Wheelers
Light Commercial Vehicles
Heavy Trucks
Pre-Owned Vehicles
Specialised Commercial

Key Advantages

Why borrowers choose Exux Group

Flexible Tenure

Tailored to your monthly cash flow and repayment comfort.

Simple Documentation

No complex paperwork or lengthy approval queues.

No CIBIL Threshold*

Certain loan categories accept borrowers without strict score gating.

Multiple Lenders

Compare and select the most suitable finance structure.

Quick Disbursal

Drive home your vehicle without unnecessary delays.

Personal & Commercial

Financing across both personal-use and commercial-purpose vehicles.

Plan with clarity

EMI calculator & rate benchmarks

EMI Calculator

Estimate your monthly outflow in seconds.

Monthly EMI

₹15,046

Principal

₹7,00,000

Total Interest

₹2,02,744

Total Payable

₹9,02,744

Indicative figures. Final EMI depends on lender, profile and credit score.Get my real rate

Indicative Rate Bands

Interest spreads across lender categories (% p.a.)

New Car (Bank)8.7% – 11%
Used Car (Bank)11% – 16%
Two-Wheeler10.5% – 19%
Commercial Vehicle (NBFC)11.5% – 18%

Floating rates benchmarked to current market conditions. Final rate depends on profile, tenure and loan amount.

Who is eligible?

Open to salaried professionals, self-employed business owners, fleet operators and first-time buyers with a steady income.

  • Age 18 – 65 years
  • Minimum monthly income ≥ ₹10,000
  • 2 years employment / business continuity
  • 6-month bank statement / passbook
  • Resident at current address ≥ 1 year

Identity & Income

  • Age proof: PAN, Passport or Driving Licence
  • Residence proof: Voter ID, DL, postpaid utility bill or rent agreement
  • Bank statements for the preceding 6 months
  • Latest 3 months' salary slips (salaried)

For Self-Employed

  • P&L and balance sheet (last 2 financial years)
  • Income Tax Return or Form 16
  • Business registration / GST (if applicable)
  • Address proof of business premises

Curated Lender Network

Our Banking Partners

We compare offers across India's leading public sector banks, private banks and NBFCs — so you get the best rate, eligibility-fit and disbursal speed in one place.

Take the wheel of the vehicle you've planned for.

Speak to an Exux Group vehicle loan specialist today and get matched to the most competitive lender for your profile.