Exux Group · Business Loan

Powering Enterprises of Every Scale — From Startups to Market Leaders

Customised credit facilities for working capital, expansion and seasonal cash flow.

Whether you are launching a new venture, scaling operations, managing a seasonal cash flow gap or seizing a market opportunity, Exux Group structures business loans around your operational dynamics, not the lender's.

Up to 3 Yrs
Tenure (Unsecured)
4 Days
Typical Disbursal
INR & FX
Currency Options
Collateral-Free
For Qualifying Firms

What it covers

Two structures, designed around your business reality

From minimal-documentation unsecured facilities for Pvt Ltd, partnership and proprietorship firms — to higher-quantum secured loans backed by collateral, in INR or foreign currency — we shape funding to your model.

Unsecured Business Loans
Secured Working Capital
Manufacturing Expansion
Retail & Trade Finance
Services & Professional
Growth & Market Entry

Key Advantages

Why borrowers choose Exux Group

Minimal Documentation

Get funded without exhaustive paperwork or asset evaluation delays.

Collateral-Free Options

Available for qualifying enterprises with strong financials.

Tailored Structures

Short-term bridge financing through to multi-year credit facilities.

Flexible Tenure

Short-term bridge financing through to multi-year credit facilities.

Efficient Processing

Disbursements typically completed within four working days.

Dedicated RM

A relationship manager guides you through the entire loan journey.

Plan with clarity

EMI calculator & rate benchmarks

EMI Calculator

Estimate your monthly outflow in seconds.

Monthly EMI

₹68,355

Principal

₹20,00,000

Total Interest

₹4,60,789

Total Payable

₹24,60,789

Indicative figures. Final EMI depends on lender, profile and credit score.Get my real rate

Indicative Rate Bands

Interest spreads across lender categories (% p.a.)

Public Sector (Secured)9.5% – 14%
Private Bank (Secured)10.5% – 16%
Unsecured Term Loan14% – 22%
NBFC / Fintech16% – 26%

Rates vary by business vintage, financial health and loan structure. Source: indicative market data.

Who is eligible?

Promoters and businesses with a demonstrable financial track record and steady operating profile.

  • Applicant aged 25 – 65 years
  • Profit track record of at least 3 consecutive years
  • ITRs filed for minimum 1 financial year
  • CA-certified audited balance sheets
  • Minimum monthly business income ≥ ₹30,000

Documents Required

  • KYC: Aadhaar, PAN, Passport or Voter ID
  • Address proof: Utility bill, telephone bill, rent agreement or ration card
  • Bank account statements for the preceding 6 months
  • Proof of monthly business income (₹30,000+)
  • Latest ITRs and CA-certified balance sheets
  • Business registration / GST documents

Curated Lender Network

Our Banking Partners

We compare offers across India's leading public sector banks, private banks and NBFCs — so you get the best rate, eligibility-fit and disbursal speed in one place.

Ready to fuel your next growth phase?

Connect with an Exux Group business loan advisor today and get a customised credit solution within 24 hours.